/* ============================================================
   UPSTREAM INVESTMENT PARTNERS — Design System
   Built by First Hill Marketing, LLC
   Navy #032554 · Crimson #8B2332 · Ivory #F7F6F2
   ============================================================ */
:root{
  --navy:#032554;
  --navy-deep:#021737;
  --navy-soft:#0A3A78;
  --crimson:#8B2332;
  --crimson-bright:#A62B3D;
  --ivory:#F7F6F2;
  --paper:#FFFFFF;
  --ink:#1C2434;
  --slate:#5A6478;
  --line:#E4E2DB;
  --gold:#C9A45C;
  --radius:18px;
  --shadow:0 20px 60px -20px rgba(3,37,84,.25);
  --font-display:"Fraunces",Georgia,serif;
  --font-body:"Inter",-apple-system,"Segoe UI",sans-serif;
}
*{margin:0;padding:0;box-sizing:border-box}
html{scroll-behavior:smooth}
body{font-family:var(--font-body);color:var(--ink);background:var(--ivory);line-height:1.65;font-size:16.5px;-webkit-font-smoothing:antialiased}
img{max-width:100%;display:block}
a{color:var(--crimson);text-decoration:none}
a:hover{color:var(--crimson-bright)}

/* ---------- Type ---------- */
h1,h2,h3,.display{font-family:var(--font-display);color:var(--navy);font-weight:600;line-height:1.12;letter-spacing:-.01em}
h1{font-size:clamp(2.4rem,5.2vw,4.2rem)}
h2{font-size:clamp(1.8rem,3.4vw,2.7rem)}
h3{font-size:1.25rem}
.eyebrow{font-size:.78rem;font-weight:700;letter-spacing:.24em;text-transform:uppercase;color:var(--crimson);margin-bottom:1rem}
.eyebrow.on-dark{color:var(--gold)}
.lede{font-size:1.15rem;color:var(--slate);max-width:60ch}
.center{text-align:center}
.center .lede{margin-inline:auto}

/* ---------- Layout ---------- */
.wrap{width:min(1180px,92%);margin-inline:auto}
section{padding:clamp(4rem,8vw,7rem) 0;position:relative}
.grid{display:grid;gap:2rem}
.g2{grid-template-columns:repeat(auto-fit,minmax(300px,1fr))}
.g3{grid-template-columns:repeat(auto-fit,minmax(260px,1fr))}
.g4{grid-template-columns:repeat(auto-fit,minmax(220px,1fr))}
.g3-fixed{grid-template-columns:repeat(3,1fr)}
@media (max-width:960px){.g3-fixed{grid-template-columns:1fr}}

/* photo moment cards + image bands */
.moment{position:relative;border-radius:20px;overflow:hidden;aspect-ratio:4/5;box-shadow:0 18px 44px -18px rgba(3,37,84,.35)}
.moment img{width:100%;height:100%;object-fit:cover;transition:transform .6s ease}
.moment:hover img{transform:scale(1.06)}
.moment .cap{position:absolute;inset:auto 0 0 0;padding:2.2rem 1.4rem 1.3rem;background:linear-gradient(transparent,rgba(2,23,55,.88));color:#fff}
.moment .cap strong{font-family:var(--font-display);font-size:1.15rem;display:block}
.moment .cap span{font-size:.82rem;opacity:.85}
.img-band{border-radius:22px;overflow:hidden;box-shadow:var(--shadow);height:clamp(240px,36vw,400px)}
.img-band img{width:100%;height:100%;object-fit:cover}

/* ---------- Nav ---------- */
.nav{position:fixed;inset:0 0 auto 0;z-index:100;transition:.35s;padding:.9rem 0;background:rgba(247,246,242,0);backdrop-filter:blur(0px)}
.nav.scrolled{background:rgba(255,255,255,.92);backdrop-filter:blur(14px);box-shadow:0 6px 30px -12px rgba(3,37,84,.18);padding:.55rem 0}
.nav .wrap{display:flex;align-items:center;justify-content:space-between;gap:1rem}
.nav .brand img{height:44px;width:auto;transition:.3s}
.nav.scrolled .brand img{height:36px}
.nav ul{display:flex;gap:.25rem;list-style:none;align-items:center}
.nav a.link{display:block;padding:.5rem .85rem;font-size:.92rem;font-weight:600;color:var(--navy);border-radius:999px;transition:.2s}
.nav a.link:hover,.nav a.link.active{background:rgba(3,37,84,.07);color:var(--crimson)}
.nav .cta{background:var(--crimson);color:#fff!important;padding:.6rem 1.25rem;border-radius:999px;font-weight:700;font-size:.9rem;box-shadow:0 8px 20px -8px rgba(139,35,50,.6)}
.nav .cta:hover{background:var(--crimson-bright);transform:translateY(-1px)}
.nav .login{font-size:.85rem;font-weight:700;color:var(--navy);border:1.5px solid rgba(3,37,84,.25);padding:.5rem 1.1rem;border-radius:999px}
.nav .login:hover{border-color:var(--navy);background:var(--navy);color:#fff}
.hamburger{display:none;background:none;border:0;cursor:pointer;padding:.4rem}
.hamburger span{display:block;width:24px;height:2.5px;background:var(--navy);margin:5px 0;border-radius:2px;transition:.3s}

/* transparent-over-dark-hero variant (homepage) */
.nav.on-dark:not(.scrolled) a.link{color:#fff}
.nav.on-dark:not(.scrolled) a.link:hover{background:rgba(255,255,255,.14);color:#fff}
.nav.on-dark:not(.scrolled) .login{color:#fff;border-color:rgba(255,255,255,.45)}
.nav.on-dark:not(.scrolled) .login:hover{background:#fff;color:var(--navy)}
.nav.on-dark:not(.scrolled) .brand img{filter:brightness(0) invert(1)}
.nav.on-dark:not(.scrolled) .hamburger span{background:#fff}

/* dropdown */
.has-drop{position:relative}
.drop{position:absolute;top:calc(100% + .4rem);left:0;background:#fff;border-radius:14px;box-shadow:var(--shadow);padding:.5rem;min-width:230px;opacity:0;visibility:hidden;transform:translateY(8px);transition:.25s;border:1px solid var(--line)}
.has-drop:hover .drop,.has-drop:focus-within .drop{opacity:1;visibility:visible;transform:translateY(0)}
.drop a{display:block;padding:.55rem .8rem;border-radius:9px;font-size:.88rem;font-weight:600;color:var(--navy)}
.drop a:hover{background:var(--ivory);color:var(--crimson)}

/* ---------- Hero ---------- */
.hero{min-height:92vh;display:flex;align-items:center;background:
  radial-gradient(1100px 600px at 85% -10%,rgba(139,35,50,.35),transparent 60%),
  radial-gradient(900px 700px at -10% 110%,rgba(10,58,120,.55),transparent 60%),
  linear-gradient(160deg,var(--navy-deep) 0%,var(--navy) 55%,#06377A 100%);
  color:#fff;overflow:hidden;padding:9rem 0 5rem}
.hero::after{content:"";position:absolute;inset:0;background:url("mark-faint.png") no-repeat right -8% bottom -18%;background-size:min(52vw,680px);pointer-events:none}
.hero h1{color:#fff}
.hero h1 em{font-style:italic;color:var(--gold)}
.hero .lede{color:rgba(255,255,255,.82)}
.hero-badges{display:flex;flex-wrap:wrap;gap:.6rem;margin-top:2rem}
.badge{font-size:.78rem;font-weight:700;letter-spacing:.06em;padding:.45rem 1rem;border-radius:999px;border:1px solid rgba(255,255,255,.28);color:rgba(255,255,255,.9);backdrop-filter:blur(4px)}
.hero-actions{display:flex;gap:1rem;flex-wrap:wrap;margin-top:2.4rem}

/* hero grid + arched portrait */
.hero-grid{display:grid;grid-template-columns:1.08fr .92fr;gap:clamp(2.5rem,5vw,5rem);align-items:center}
.hero-photo{position:relative;justify-self:end;width:min(430px,88vw)}
.hero-photo .arch{position:relative;aspect-ratio:4/5;border-radius:240px 240px 28px 28px;overflow:hidden;box-shadow:0 40px 90px -30px rgba(0,0,0,.65)}
.hero-photo .arch img{width:100%;height:100%;object-fit:cover;object-position:50% 22%;transform:scale(1.02);animation:heroZoom 14s ease-in-out infinite alternate}
@keyframes heroZoom{from{transform:scale(1.02)}to{transform:scale(1.09)}}
.hero-photo .arch::after{content:"";position:absolute;inset:0;border-radius:inherit;background:linear-gradient(200deg,rgba(3,37,84,.0) 55%,rgba(2,23,55,.45));pointer-events:none}
.hero-photo::before{content:"";position:absolute;inset:-16px -16px auto -16px;height:calc(100% + 16px);border:1.5px solid rgba(201,164,92,.55);border-radius:252px 252px 34px 34px;pointer-events:none}
.hero-photo::after{content:"";position:absolute;top:-34px;right:-38px;width:120px;height:120px;border-radius:50%;background:radial-gradient(circle at 35% 35%,rgba(166,43,61,.85),rgba(139,35,50,.25) 65%,transparent 70%);filter:blur(2px);z-index:-1}
.hero-card{position:absolute;left:-46px;bottom:34px;background:rgba(255,255,255,.97);color:var(--navy);border-radius:16px;padding:1rem 1.35rem;box-shadow:0 24px 50px -18px rgba(0,0,0,.55);display:flex;align-items:center;gap:.9rem;animation:cardFloat 6s ease-in-out infinite}
@keyframes cardFloat{0%,100%{transform:translateY(0)}50%{transform:translateY(-9px)}}
.hero-card img{width:44px;height:44px;object-fit:contain}
.hero-card strong{display:block;font-size:.95rem;line-height:1.25}
.hero-card small{color:var(--slate);font-size:.75rem;letter-spacing:.08em;text-transform:uppercase;font-weight:700}
@media (max-width:960px){
  .hero-grid{grid-template-columns:1fr}
  .hero-photo{justify-self:center;margin-top:1rem}
  .hero-card{left:-8px}
}

/* ---------- Buttons ---------- */
.btn{display:inline-flex;align-items:center;gap:.5rem;padding:.95rem 1.9rem;border-radius:999px;font-weight:700;font-size:.97rem;transition:.25s;cursor:pointer;border:0}
.btn-primary{background:var(--crimson);color:#fff;box-shadow:0 14px 30px -10px rgba(139,35,50,.55)}
.btn-primary:hover{background:var(--crimson-bright);transform:translateY(-2px);color:#fff}
.btn-ghost{border:1.5px solid rgba(255,255,255,.45);color:#fff}
.btn-ghost:hover{background:rgba(255,255,255,.12);color:#fff}
.btn-navy{background:var(--navy);color:#fff;box-shadow:0 14px 30px -10px rgba(3,37,84,.5)}
.btn-navy:hover{background:var(--navy-soft);transform:translateY(-2px);color:#fff}
.btn-outline{border:1.5px solid var(--navy);color:var(--navy)}
.btn-outline:hover{background:var(--navy);color:#fff}

/* ---------- Cards ---------- */
.card{background:var(--paper);border-radius:var(--radius);padding:2.2rem;border:1px solid var(--line);box-shadow:0 6px 24px -14px rgba(3,37,84,.12);transition:.3s}
.card:hover{transform:translateY(-5px);box-shadow:var(--shadow)}
.card .icon{width:54px;height:54px;border-radius:14px;display:grid;place-items:center;background:linear-gradient(135deg,var(--navy),var(--navy-soft));color:#fff;font-size:1.4rem;margin-bottom:1.2rem}
.card .icon svg{width:26px;height:26px}
.card.dark .icon{background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.18);color:var(--gold);width:46px;height:46px;border-radius:12px;margin-bottom:1rem}
.card.dark .icon svg{width:22px;height:22px}
.card h3{margin-bottom:.6rem}
.card p{color:var(--slate);font-size:.96rem}
.card ul{margin:.8rem 0 0 1.1rem;color:var(--slate);font-size:.94rem}
.card ul li{margin-bottom:.35rem}
.card.dark{background:linear-gradient(150deg,var(--navy-deep),var(--navy));border:0;color:#fff}
.card.dark h3{color:#fff}
.card.dark p,.card.dark ul{color:rgba(255,255,255,.8)}

/* ---------- Section themes ---------- */
.sect-dark{background:
  radial-gradient(900px 500px at 110% 0%,rgba(139,35,50,.28),transparent 55%),
  linear-gradient(165deg,var(--navy-deep),var(--navy));color:#fff}
.sect-dark h2{color:#fff}
.sect-dark .lede{color:rgba(255,255,255,.8)}
.sect-paper{background:var(--paper)}

/* ---------- Quote band ---------- */
.quote-band{background:var(--paper);border-block:1px solid var(--line)}
.quote-band blockquote{font-family:var(--font-display);font-size:clamp(1.4rem,2.6vw,2rem);font-style:italic;color:var(--navy);max-width:24ch;line-height:1.35}
.quote-band cite{display:block;margin-top:1rem;font-family:var(--font-body);font-style:normal;font-size:.9rem;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:var(--crimson)}
.quote-band .fine{font-size:.78rem;color:var(--slate);margin-top:1.2rem;max-width:65ch}

/* ---------- Split ---------- */
.split{display:grid;grid-template-columns:1.05fr .95fr;gap:clamp(2rem,5vw,5rem);align-items:center}
.split.rev{grid-template-columns:.95fr 1.05fr}
.photo-frame{position:relative;border-radius:24px;overflow:hidden;box-shadow:var(--shadow)}
.photo-frame::before{content:"";position:absolute;inset:0;background:linear-gradient(200deg,transparent 55%,rgba(3,37,84,.55));z-index:1}
.photo-frame img{width:100%;height:100%;object-fit:cover}
.photo-tag{position:absolute;z-index:2;bottom:1.2rem;left:1.2rem;color:#fff;font-weight:700;font-size:.95rem;letter-spacing:.04em}
.photo-tag small{display:block;font-weight:500;opacity:.85;font-size:.78rem;letter-spacing:.12em;text-transform:uppercase}

/* ---------- Accordion (concerns) ---------- */
.acc{border:1px solid var(--line);border-radius:14px;background:#fff;margin-bottom:.9rem;overflow:hidden;transition:.3s}
.acc summary{list-style:none;cursor:pointer;padding:1.15rem 1.4rem;font-weight:700;color:var(--navy);display:flex;justify-content:space-between;align-items:center;gap:1rem;font-size:1.02rem}
.acc summary::-webkit-details-marker{display:none}
.acc summary::after{content:"+";font-family:var(--font-display);font-size:1.5rem;color:var(--crimson);transition:.3s;line-height:1}
.acc[open] summary::after{transform:rotate(45deg)}
.acc[open]{box-shadow:0 12px 30px -18px rgba(3,37,84,.25)}
.acc .body{padding:0 1.4rem 1.3rem;color:var(--slate);font-size:.96rem}
.acc .body p{margin-bottom:.5rem}

/* ---------- Fees table ---------- */
.fee-table{width:100%;border-collapse:collapse;background:#fff;border-radius:var(--radius);overflow:hidden;box-shadow:var(--shadow)}
.fee-table th{background:var(--navy);color:#fff;text-align:left;padding:1rem 1.4rem;font-size:.85rem;letter-spacing:.1em;text-transform:uppercase}
.fee-table td{padding:.95rem 1.4rem;border-bottom:1px solid var(--line);font-size:.97rem;color:var(--ink)}
.fee-table tr:nth-child(even) td{background:var(--ivory)}
.fee-table td:last-child{font-weight:700;color:var(--navy);white-space:nowrap}

/* ---------- Steps ---------- */
.step{display:flex;gap:1.4rem;align-items:flex-start;margin-bottom:2rem}
.step .num{font-family:var(--font-display);font-size:2.6rem;color:transparent;-webkit-text-stroke:1.5px var(--crimson);line-height:1;min-width:3.2rem}
.step h3{margin-bottom:.35rem}
.step p{color:var(--slate);font-size:.96rem}

/* ---------- Links (Smart Money Hub) ---------- */
.hub-wrap{max-width:640px;margin-inline:auto}
.hub-avatar{width:132px;height:132px;border-radius:50%;object-fit:cover;object-position:top;margin:0 auto 1.2rem;border:4px solid #fff;box-shadow:0 12px 40px -12px rgba(0,0,0,.5)}
.hub-link{display:flex;align-items:center;gap:1rem;background:rgba(255,255,255,.97);border-radius:16px;padding:1.05rem 1.4rem;margin-bottom:.9rem;font-weight:700;color:var(--navy);border:1px solid rgba(255,255,255,.6);box-shadow:0 10px 30px -14px rgba(0,0,0,.4);transition:.25s}
.hub-link:hover{transform:translateY(-3px) scale(1.012);box-shadow:0 18px 44px -14px rgba(0,0,0,.5);color:var(--crimson)}
.hub-link .hl-icon{width:44px;height:44px;border-radius:12px;display:grid;place-items:center;background:linear-gradient(135deg,var(--navy),var(--navy-soft));color:#fff;font-size:1.25rem;flex-shrink:0}
.hub-link .hl-icon.red{background:linear-gradient(135deg,var(--crimson),var(--crimson-bright))}
.hub-link small{display:block;font-weight:500;color:var(--slate);font-size:.8rem}
.hub-sec{font-size:.78rem;font-weight:800;letter-spacing:.22em;text-transform:uppercase;color:rgba(255,255,255,.75);margin:2.2rem 0 1rem;text-align:center}
.social-row{display:flex;justify-content:center;gap:.9rem;margin-top:1.4rem;flex-wrap:wrap}
.social-row a{width:52px;height:52px;border-radius:50%;display:grid;place-items:center;background:rgba(255,255,255,.14);border:1px solid rgba(255,255,255,.3);color:#fff;font-size:1.3rem;transition:.25s;backdrop-filter:blur(6px)}
.social-row a:hover{background:#fff;color:var(--navy);transform:translateY(-3px)}

/* ---------- Forms ---------- */
.form-card{background:#fff;border-radius:var(--radius);padding:2.4rem;box-shadow:var(--shadow);border:1px solid var(--line)}
.form-card label{display:block;font-size:.82rem;font-weight:700;letter-spacing:.05em;color:var(--navy);margin:1.1rem 0 .35rem}
.form-card input,.form-card textarea{width:100%;padding:.85rem 1rem;border:1.5px solid var(--line);border-radius:11px;font-family:inherit;font-size:.95rem;background:var(--ivory);transition:.2s}
.form-card input:focus,.form-card textarea:focus{outline:none;border-color:var(--navy);background:#fff;box-shadow:0 0 0 4px rgba(3,37,84,.08)}

/* ---------- Contact info ---------- */
.vcard{display:flex;flex-direction:column;gap:.3rem;font-size:.97rem}
.vcard strong{color:var(--navy);font-size:1.05rem}
.vcard a{font-weight:600}

/* ---------- CTA band ---------- */
.cta-band{background:
  radial-gradient(700px 400px at 15% 120%,rgba(139,35,50,.4),transparent 60%),
  linear-gradient(150deg,var(--navy-deep),var(--navy));color:#fff;text-align:center;border-radius:28px;padding:clamp(3rem,6vw,5rem);position:relative;overflow:hidden}
.cta-band::after{content:"";position:absolute;inset:0;background:url("mark-faint.png") no-repeat right -10% center;background-size:340px;pointer-events:none}
.cta-band h2{color:#fff;max-width:22ch;margin-inline:auto}
.cta-band p{color:rgba(255,255,255,.8);margin:1rem auto 2rem;max-width:55ch}

/* ---------- Footer ---------- */
footer{background:var(--navy-deep);color:rgba(255,255,255,.72);padding:4rem 0 2.5rem;font-size:.88rem}
footer .cols{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:3rem;margin-bottom:3rem}
footer h4{color:#fff;font-size:.82rem;letter-spacing:.18em;text-transform:uppercase;margin-bottom:1rem}
footer a{color:rgba(255,255,255,.72)}
footer a:hover{color:#fff}
footer ul{list-style:none}
footer li{margin-bottom:.5rem}
.disclosure{border-top:1px solid rgba(255,255,255,.14);padding-top:2rem;font-size:.78rem;line-height:1.7;color:rgba(255,255,255,.55)}
.disclosure a{color:rgba(255,255,255,.8);text-decoration:underline}
.brokercheck{display:inline-block;margin-top:1rem;padding:.55rem 1.1rem;border:1px solid rgba(255,255,255,.3);border-radius:999px;font-weight:700;font-size:.78rem;color:#fff}
.brokercheck:hover{background:rgba(255,255,255,.1)}

/* ---------- Reveal animations ---------- */
.reveal{opacity:0;transform:translateY(28px);transition:opacity .8s cubic-bezier(.2,.7,.3,1),transform .8s cubic-bezier(.2,.7,.3,1)}
.reveal.in{opacity:1;transform:none}
.reveal.d1{transition-delay:.1s}.reveal.d2{transition-delay:.2s}.reveal.d3{transition-delay:.3s}

/* ---------- Page hero (interior) ---------- */
.page-hero{padding:9.5rem 0 4.5rem;background:
  radial-gradient(800px 400px at 90% -20%,rgba(139,35,50,.3),transparent 60%),
  linear-gradient(160deg,var(--navy-deep),var(--navy));color:#fff}
.page-hero h1{color:#fff}
.page-hero .lede{color:rgba(255,255,255,.8)}

/* ---------- Responsive ---------- */
@media (max-width:960px){
  .nav ul{position:fixed;inset:0;background:rgba(2,23,55,.97);backdrop-filter:blur(10px);flex-direction:column;justify-content:center;gap:.8rem;transform:translateX(100%);transition:.35s}
  .nav ul.open{transform:none}
  .nav a.link{color:#fff;font-size:1.2rem}
  .nav .login{color:#fff;border-color:rgba(255,255,255,.4)}
  .drop{position:static;opacity:1;visibility:visible;transform:none;background:transparent;border:0;box-shadow:none;text-align:center}
  .drop a{color:rgba(255,255,255,.75)}
  .hamburger{display:block;z-index:110}
  .hamburger.open span:nth-child(1){transform:translateY(7.5px) rotate(45deg)}
  .hamburger.open span:nth-child(2){opacity:0}
  .hamburger.open span:nth-child(3){transform:translateY(-7.5px) rotate(-45deg)}
  .split,.split.rev{grid-template-columns:1fr}
  footer .cols{grid-template-columns:1fr}
}